Premium Comparison
High Level Summary of Plan Differences

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∗ Medicare Part B deductible subject to change per Medicare

Changes in Plans for 2020 (full plan description to be mailed by carriers)

Anthem Medicare Advantage:
$10 Office Visit
$200 per admission Inpatient Hospital Copay

Anthem Medicare Supplement:
$10 Office Visit
$250 per admission Inpatient Hospital Copay

ALL Anthem: Members will have access to all Providers who accept Medicare including assignment.

Cigna Dental: No plan change in covered services or copay

Vision & Hearing: Effective January 1, 2020 vision and hearing claims should be submitted to the medical provider that you select.

Express Scripts: $200 plan deductible, then 5%, generic, 20% brand, 30% non-preferred brand cost share to

  • A $3,500 out of pocket maximum. Members who reach the annual true out of pocket
  • Federal maximum of $6,350 otherwise known as (TROOP) are subject to a cost share of 5% subject to the plan maximum out of pocket (MOOP).

Added Benefits for 2020

  • Hearing Aid benefit increases to $1500 every three years
  • All members will have access to Silver Sneakers

(The Open Enrollment Meeting Schedule is included below)

Remember out fall breakfast with guest speaker CT Attorney General William Tong is on October 23rd. Continental breakfast 8:00-9:45; Speaker 10:00. Please join us at Rolling Hills Country Club in Wilton for a great meeting and bring along another retired teacher. Reserve a place by mailing your check ($15.00 per person) to Esther Flynn, 27 Kendall Ct, Norwalk, CT 06840.

In addition, during our Business Meeting (11:00) Rick Follman (SFCRTA Vice President – Insurance) will speak about the new TRB health insurance plans and answer your questions.

Frank Cooper, President

2020 Enrollment Meeting Schedule