Understand available benefits and your Social Security
Representatives Rodney Davis (R-IL) and Adam Schiff (D-CA) introduced a bill in the House of Representatives that would repeal the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP) and restore Social Security fairness. In addition to the House bill (HR 1795), a bi-partisan group of four Senators, Mark Begich of AK, Susan Collins of ME, Dean Heller of NV, and Elizabeth Warren of MA have introduced the *Social Security Fairness Act of 2013* (S 896) in the Senate, which would also repeal the WEP and the GPO. The GPO reduces or eliminates public employees’ Social Security spousal or survivor benefits. The WEP reduces the earned Social Security benefits of an individual who also receives a public pension from a job not covered by Social Security. In the Senate, a bill sponsored by both republicans and democrats expected to be introduced early in May.
Contact your Senators and Representative and ask them to support and co-sponsor these bills.
In a previous edition of the NEA Educational Insider they report that: “GPO and WEP penalize people who have dedicated their lives to public service by taking away benefits they have EARNED. Nine out of ten public employees affected by the GPO lose their entire spousal benefit, even though their spouse paid Social Security taxes for many years. The WEP causes hard-working people to lose a significant portion of the benefits they earned themselves.”
The History
1935 – Franklin Roosevelt and congress created the Social Security system to pay retirees 65 and older a retirement benefit.
1939 – Social security benefits expanded to cover spouse and minor children in the event of the worker’s premature death.
1960 – State and local employees given opportunity to participate in Social Security. 13 states voted not to join
1977 – Government pension offset established. Spousal benefits for those earning state or local public pensions are reduced 100%.
1983 – Congress reduced offset amount from 100% to two-thirds.
Many women stayed home to raise children and later entered the work force as civil servants.
The spouse dies and the survivor loses his or her entire spousal benefit, even though the spouse had paid in full social security taxes over many years
Estimates show that nine out of ten civil servants lose their entire spousal benefits even though the deceased spouse had paid full social security taxes and met all other requirements.
In jobs that require social security, payments were made as needed and all other requirements were met; still survivors received a reduced benefit.
The Resolution
End discrimination against women
Respect public service workers and return full social security benefits to them.
Provide 100% for what individuals paid for: no more – no less.